Can I pay out my loan early?
Yes, we don’t charge any penalties for early pay outs. We encourage any-one to make additional repayments to save yourself interest charges.
When do I get the funds?
Once we have got confirmation you have signed our loan contract, funds will be transferred directly to your bank account. In most case the funds will clear your account instantly.
Will you call my employer?
If you are a new client there is good chance our team will contact your employer to verify your employment. We will be very discreet and not disclose any personal information about your loan application.
I am self employer, can I apply?
Yes, we will need to prove your income by obtaining a 3 month bank statement.
Will you do a credit check?
Yes, as a responsible lender we will preform a credit check. EFT Capital assist people that have bad credit or no credit rating at all. We current use the below Credit reporting body: * Illion * www.illion.com.au